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Phil Aguillon
Regional Branch Manager

NMLS#: 1818749

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Phil Aguillon
Welcome to my page.

My superpower is my team.

Our customers and business partners deserve expert advice, effective communication, and confidence we will perform as promised. Mortgage finance is complex, and one person cannot deliver on all these things – you need a team of professionals.

After 20+ years in this business, I am excited to partner with Brady Thomas to lead an amazing production team where we support each other so everyone can focus on what we do best to create a boutique lending experience for our customers and partners.

I have coached both my sons’ basketball teams for almost 10 years. Our success was always finding what all the kids were good at, teaching them how to get better at, and then organizing our defense, offense, and transitions to put everyone in a position to take advantage of their best skills & abilities.

Coaching a mortgage team of skilled professionals is very similar – And this team knows how to play, plays together, and how to help you win.

Every person we serve has their unique circumstances and motivations.

Our residential loan product mix and market expertise are as diverse as the microclimates and demographics that make The Bay Area and CA an amazing place to call home.
We tailor our approach to experience local Human-2-Human service backed by the modern digital mortgage infrastructure provided by our Top 20 nationally ranked parent company.

Connect with me to see how our team can help you.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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